Dental Insurance

No Dental Insurance? No Worries in Finding a Dentist Near You


No Dental Insurance? No Worries in Finding a Dentist Near You

No dental insurance? Don’t worry most dentists realize you should have a healthy mouth and a brilliant smile regardless of whether you have dental insurance or not.

Did you know that in 2019, 74 million Americans did not have dental insurance? On top of that, with the coronavirus-related job losses in 2020, some 16 million Americans were left with no employer-sponsored dental insurance.

There are a number of reasons Americans are without dental insurance.

Some are self-employed and do not carry dental insurance due to the additional expense.

  • Most who are self-employed are used to paying in cash when they visit their dentist (and sometimes their doctor) twice a year.
  • Others retired early or got laid off and either resigned without it or lost their dental plan upon exiting.
  • Then there are those who are in jobs that don’t offer dental benefits,
  • and lastly, they’re those who are unemployed with no dental benefits yet are currently looking for work.

Common Reasons to Pass on Dental Insurance

If you don’t require much dental work, you are likely to save by paying out of pocket. Yet, there’s more to it than that. If you’re likely to visit your dentist more often if you have dental insurance then you might want to opt for a dental policy. When you don’t have dental insurance you have a good reason to avoid scheduling a dental visit.

Putting off dental care can quickly lead to an expensive “catch up” dental visit that could have been avoided if you had regular checkups twice a year. For instance, one painful cavity can cost around $200 out of pocket. If you need a crown, you’re looking at some serious bank. Porcelain crowns can range between $800 and $3000. Gold crowns can range anywhere between $600 and $2500. All procedures listed depend on what your dentist charges and the region and state you live in.

Here Are Some Typical Reasons to Avoid Dental Checkups

  • “The dentist I see isn’t in my network anyway.”
  • “I just went through a divorce and my ex removed me from her dental policy.”
  • “I don’t need dental insurance as I use my company’s Flex spending account to pay for visits.”
  • “Dental insurance isn’t worth it. I pay out of pocket for those expenses.”
  • “My teeth are healthy and in perfect condition. I don’t need a dentist.”

Other Top Reasons You May Avoid the Dentist

  • Cost. High prices are the major factor causing many people to avoid scheduling regular dental checkups.
  • Some people avoid their dentist due to panic attacks and say they experience dental anxiety.
  • Others have a fear of needing dental work so they avoid contacting their dentist.
  • Some people have a fear of their dentist’s instruments so they avoid their dentist.
  • Others are just too busy and avoid contacting their dentist because their schedule is always full.
  • Then there are those who have bad memories of visiting the dentist so they avoid calling a dentist at all costs.

Develop a Smart Oral Health Home Regimen

It’s important to use fluoride to strengthen your teeth and prevent tooth decay. Brushing twice a day with an electric toothbrush is highly recommended. Some dentists recommend brushing after every meal and snack yet it’s your call in developing a regimen that works for you. Flossing at least once a day is preferred as sugar from drinks and food will form acids on your teeth and lead to tooth decay, which can be avoided via brushing and flossing. Bacterial plaque also causes gum disease so you’ll want to prevent this through good oral hygiene. You’ll also want to make sure you’re not diagnosed with receding gums, which is also preventable. Rinsing with an antibacterial mouthwash can also prevent gum and other periodontal diseases.

Finding a Dentist that won’t Break Your Budget

The greater Houston area and its surrounding cities are known for affordable and even sliding-scale services. Dentistry is no different. Most dentists are happy to offer you low-cost options, and there are plenty who will offer you monthly payment plans allowing you to pay your total bill over a span of months.

Just about all dentists are happy to attend to your oral and dental health no matter what income you have. In fact, some dentists can even offer you lower fees if you’re paying in cash, So not only are there a plethora of dentists in and around Houston who are low cost, many also accept uninsured patients.

The first thing you want to do is call the dentist of your choice and see if he or she is taking new patients.

It goes without saying that like medical insurance, dental insurance is still worth considering, especially if you have dependents that need dental coverage too. Chances are good if you have pre-teens in your home they may very well need braces or at least will need cavities filled. It doesn’t take too many cavities or worse crowns to make you wish you had dental coverage. In a few years, your pre-teens will likely need their wisdom teeth removed. The cost of wisdom teeth removal can range from $75 to $250 per tooth. Yet impacted wisdom teeth cost between $200 – $600 per tooth. Removing all four wisdom teeth typically costs between $600 – $1100 depending on your dentist and the region and state you reside in. Contact a dentist today.

We are here to help

Dr. Ruiz is known for her passion for dentistry, and her ability to offer her patients beautiful smiles. She opened Rightway Dental because she believes in practicing dentistry the “right way.”

She also believes in providing preventive and comprehensive healthcare to all of her patients. Not only does Dr. Ruiz practice optimum dental care, but she is also known for her friendly, tender, and caring approach that puts her patients at ease.

From regular teeth cleaning to root canals, fillings, crowns, and more. Dr. Ruiz and her team of professionals are at your service. Rightway Dental offers complete dental care to patients in the Katy and Fulshear area. We offer regular checkups, preventative care, restoration therapy, and orthodontic services including braces. Our goal is to make your dental experience comfortable and easy while maintaining your oral and overall health.

Dr. Ruiz has amazing reviews from her patients that emphasize what an incredible dentist she is, how comfortable she makes her patients, and how friendly and helpful her staff is. Many state Dr. Ruiz is both personable and professional, and they’re pleased with every treatment she recommends.

From the start, Dr. Ruiz recognizes that everyone is not in the same financial situation. Yet she knows having a tighter budget shouldn’t prevent you from having great oral health and a radiant smile. She prides herself on offering affordable prices that fit everyone’s ability to achieve top-quality dental care. Dr. Ruiz is happy to work with all her patients’ budgets and does so with an expertly trained staff and some of the most modern state-of-the-art technology available today.